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Portland Insurance Claim Lawyer

Portland Insurance Claim AttorneyNothing is worse than paying for your insurance only to have the insurance company deny your claim in Portland, OR. Tillmann Law LLC assists clients with insurance disputes and tells them whether they have a valid claim on which to file a suit if necessary. Contact our Portland Insurance Claim Lawyers by calling (503) 272-8986 today.

Whatever the dispute may be, it is important to get a “second” opinion and seek out legal counsel. Just because the insurance company says it is denying, does not mean they should.

It is important to remember that the insurance company is just that, a “company,” and they are in the business of making money. Contact our law office in Portland today for a free consultation with an insurance claim attorney!

Why Choose Tillmann Law for Your Portland Insurance Claim

  • Our firm is dedicated to recovering the highest possible settlement in your case. We have recovered millions of dollars on behalf of our clients over the last several years.
  • Our attorney is compassionate and cares deeply about the well-being of our clients. We will maintain an open and consistent line of communication with you from consultation to settlement.
  • Our firm has former insurance claims professionals on staff. We will leverage our skills, experience, and resources to guide you through the insurance process and secure the compensation that you deserve.

types of insurance claims in portland

Common Types of Insurance Claims That We Handle

Insurance claims provide an avenue for injured people to recover compensation following an accident. This coverage depends on the type of coverage that the policyholder has, and the circumstances surrounding the accident. 

At Tillmann Law, we represent clients in a wide range of insurance claims. Typically, these cases fall into one of two categories.

  • Insurance claims for accidents involving motor vehicles, such as car crashes, pedestrian collisions, and motorcycle accidents
  • Property insurance claims for accidents that happen due to the negligence of a property owner, such as slip and fall accidents and negligent security

We also represent clients in boating accidents, rideshare collisions, insurance claim denials, and many other types of claims. Contact our firm today to discuss your case and see if you qualify for compensation. 

Your Legal Rights During the Insurance Claim Process

Insurance companies must abide by strict rules and regulations. When filing an insurance claim in Oregon, you have the right to be treated fairly and reasonably. The company and its representatives must conduct a thorough and unbiased investigation into your claim and settle your case in a timely manner.

In particular, the insurance company must abide by the following deadlines.

  • Oregon insurance carriers must acknowledge claims no later than 30 days after receipt of the claim.
  • Within 30 days after receipt of the claim, insurance companies must provide the claimant with all necessary forms.
  • Insurance companies must respond to all communications pertaining to the claim within 30 days of receipt.
  • Insurance companies must complete claim investigations within 45 days. If the carrier needs extra time, it must inform the claimant as soon as possible.
  • Insurance carriers must issue an acceptance or rejection of a claim within 45 days of receiving a form called a proof of loss. 

Insurance carriers must also abide by important rules when issuing a decision for a claim. The settlement offer must be fair and adequate to pay for your losses. If the insurance company chooses to deny your claim, it must provide a reason for doing so. The reason must be valid and in line with the terms of the policy. Additionally, the terms of the policy must not conflict with Oregon law.

Types of Compensation

We assist with all areas of compensation and we will seek full and fair results:

  • Past and future medical costs
  • Pain and suffering
  • Lost income
  • Lost earning capacity
  • Property damage

Portland Insurance claim lawyer

Why Would an Insurance Company Deny a Claim?

When filing an insurance claim, it is important to remember that the company has its own interests. It is very common for insurance companies to dispute claims to protect its bottom line, or attempt to offer a lower settlement offer than what you need. In some cases, the carrier may deny your claim altogether.

There are several valid reasons why an insurance company would deny your claim. Some of the most common reasons include the following.

  • Your claim is excluded under the terms of the insurance policy and is not eligible for compensation.
  • You have limited medical records that detail your injuries and the treatment that you require.
  • You have not attended treatments, taken your medications, or performed your due diligence to heal the injury as much as possible.
  • The insurance carrier believes that you are at fault for the information.
  • You missed a deadline, or you did not give the insurance company enough notice about your claim.
  • You have a preexisting medical condition and the accident is not responsible for your injuries.

When an insurance company denies your claim, you need an attorney on your side. A Portland insurance claim lawyer from Tillmann Law can evaluate your communications with the company and identify whether the reason for denial is valid. Then, he will clearly explain your legal options and initiate the next phase of your claim, whether it be filing an appeal or a bad faith insurance lawsuit.

Benefits of Hiring a Portland Insurance Claim Attorney

Insurance claims can seem simple and straightforward. In these situations, legal representation may not seem necessary. However, the process can become complex quickly, especially if your case involves unclear liability or you are struggling to collect evidence. 

There are several benefits to hiring a Portland insurance claim attorney from Tillmann Law, such as the following.

  • Your attorney will understand your legal rights during the claims process and the laws that insurance companies must uphold. He can help you identify bad faith tactics and advocate for your highest possible compensation.
  • Navigating the insurance process can be challenging, especially after a recent injury. Your attorney will handle all aspects of your claim on your behalf so you can focus on treatment and recovery. 
  • During the insurance process, you will need to negotiate with insurance adjusters to achieve the highest possible settlement. Your lawyer will have the negotiation skills and experience necessary to represent your best interests during these discussions.
  • You may be unsure of the extent of your injuries and damages. Your lawyer can carefully evaluate your case, identify all potential avenues to compensation, and calculate your potential settlement. Using this information, you can avoid a low offer.

importance of hiring an insurance claim lawyer in portland

Pay No Fees Unless We Win

When filing an insurance claim, many people fail to seek legal representation due to the perceived costs. At Tillmann Law, we operate on a contingency fee basis. Under this arrangement, you will not pay any fees until we win your case. A Portland personal injury attorney work on a contingency fee basis which means there are no upfront lawyer fees.

Schedule a Free Consultation With a Portland Insurance Claim Lawyer

If you are involved in an accident and are planning on filing an insurance claim, you need an attorney on your side. In these situations, the Portland insurance claim lawyer at Tillmann Law can help.

It is important to contact us immediately after your Portland accident prior to speaking with anyone. We are here to represent you and deal with the insurance company, police, or whoever may be a part of your case in order to protect you and what you may be owed.

Contact us today to schedule your free case consultation and identify your optimal path to compensation.

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