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Portland, Oregon, drivers are required to have minimum amounts of car insurance. Liability insurance protects other drivers when you cause an accident. Sadly, many drivers break the law and drive without insurance.
When an uninsured driver causes an accident, you suffer. The Portland uninsured motorist claims attorney of Tillmann Law Personal Injury Lawyers can help. Our top-rated personal injury attorneys have recovered millions of dollars for clients injured because of another person’s negligence.
Call our law office today at (503) 773-3333 to schedule a free consultation to discuss your case with an experienced Portland car accident lawyer.
How Tillmann Law Personal Injury Lawyers Can Help You After an Uninsured Driver Hits Your Car
We trust that our insurance provider will be there for us when we need them. Unfortunately, filing an uninsured motorist claim can be as stressful and frustrating as filing a claim with the other driver’s insurance provider. At the same time you are dealing with your insurance provider, you are suing the uninsured driver for damages.
Our legal team at Tillmann Law Personal Injury Lawyers handles all aspects of your uninsured motorist case. With nearly two decades of legal experience, our lawyer has the skills and experience to handle the most complex personal injury cases.
Attorney Aaron Tillmann is recognized nationally and locally for his legal services. He is on the Top 100 Trial Lawyers list with The National Trial Lawyers and was recognized as a Super Lawyer by the legal magazine of the same name.
When you hire Tillmann Law Personal Injury Lawyers, you can trust that your case is being handled by a skilled personal injury lawyer. When you hire our award-winning Portland car accident lawyer to handle your case, you can expect him and the rest of our team to:
- Conduct an independent accident investigation to identify why the crash occurred
- Verify insurance coverage and file insurance claims
- Handle all matters related to an uninsured motorist insurance claim and personal injury claim
- Assist you in documenting your damages to determine how much your case is worth
- Negotiate settlements for the maximum value of your damages
- Defend you against allegations of contributory fault
- Work with expert witnesses to gather additional evidence as necessary
- File a lawsuit and pursue your case in court when needed
Contact our law office in Portland today to schedule a free case assessment with a seasoned car accident attorney in Portland, OR.
What Are the Car Insurance Requirements in Portland, OR?
Driving without the minimum amount of liability insurance in Oregon is illegal. The state requires drivers to have at least the following insurance coverage:
- $25,000 in bodily injury coverage for one person
- $50,000 in bodily injury coverage per crash for injury to more than one person
- $20,000 in property damage coverage
Additionally, each driver must have $15,000 in Personal Injury Protection and uninsured motorist insurance in the amount of $25,000 ($50,000 per accident). You can purchase higher limits and optional insurance if you desire. These minimums are set by Oregon’s Financial Responsibility Law (ORS Chapter 806). If your own insurer is disputing your uninsured motorist claim, our Portland insurance claim lawyers can help.
How Does Oregon Car Insurance Work?
The liability insurance (bodily injury) does not pay you for damages caused by a car crash. Instead, it pays victims for damages they sustain when you cause a car accident. However, your Personal Injury Protection coverage pays benefits to you regardless of who causes the accident.
Uninsured motorist (UM) insurance compensates you when an uninsured driver causes an accident. You can file a claim with your insurance provider seeking the same damages you would demand if you filed a claim with the driver’s insurance company or filed a personal injury lawsuit against the at-fault driver.
What Damages Can I Receive for an Uninsured Motorist Claim in Portland, OR?
When you file a claim for uninsured motorist benefits, you can claim compensation for your economic damages, including:
- Medical bills
- Rehabilitative therapies
- Lost wages and diminished earning capacity
- Out-of-pocket expenses
- Cost of nursing and/or personal care
You can also receive compensation for your non-economic damages. These damages include your pain and suffering, emotional distress, and decreased quality of life. You can also demand compensation for future damages if you sustain a permanent impairment.
What Do I Need To Prove To Receive Compensation for an Uninsured Motorist Claim?
An uninsured motorist claim requires you to prove the other driver caused the car accident and did not have insurance coverage. The burden of proof is the same as if you were filing a claim against the at-fault driver.
Therefore, you should take the same steps to protect your legal rights after any car accident. Steps to take after a crash with an uninsured driver include:
- Call 911 to report the accident
- Do not admit fault or blame for the accident
- Take photographs and videos of the vehicles and the accident scene
- Ask witnesses for their names and telephone numbers
- Seek immediate medical treatment for your injuries
- Document your expenses and costs
- Do not sign documents or provide statements to the insurance company without legal counsel
- Contact our Portland car accident lawyers as soon as possible for help
Many uninsured drivers flee the scene because they do not have the required insurance coverage. Uninsured motorist coverage also covers hit-and-run accidents, but you must prove the other driver caused the crash to recover damages.
Schedule a Free Consultation With Our Portland Uninsured Driver Claims Lawyer
Our legal team explores all options to recover maximum compensation for your personal injury case. Call now for a free case evaluation with our trusted Portland uninsured motorist claims attorney. We are here to help you when you need experienced legal representation.
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