A bicycle accident can be a scary and overwhelming experience. You may have severe injuries and require immediate medical attention. In the aftermath of the collision, you may experience psychological trauma, lengthy recovery times, and financial hardship. In these situations, you may need extra support.
Oregon is a fault accident state, meaning that Portland bicycle accident victims have the right to file an insurance claim or lawsuit against the motorist responsible for the collision. In these situations, it is important to take the following steps to seek help, collect evidence, and initiate your claim.
After the collision, call 911 as soon as possible. This will bring law enforcement and emergency medical services to the scene. The police will create a report that includes important information about the crash and how the responding officer believed the accident happened.
If you are able, speak to the officer and explain your side of the story. Avoid making any statements about your injuries or fault—this could harm your future claim, and you may discover new information that changes your perspective.
You can use the police report as evidence to support your lawsuit or insurance claim. Ask the responding officer for his or her name and badge number so that you can find this document on a later date.
You should seek medical attention as soon as possible after a bicycle accident, even if you do not feel injured. Bicycle accidents can be very severe and result in potentially life-threatening injuries. Seeking prompt treatment can help you avoid dangerous complications.
Additionally, your medical records will serve as valuable evidence in your claim. You can use these documents to prove the severity and extent of your injuries, as well as your right to certain damages, such as medical costs.
If you fail to seek medical attention, the insurance company could use this as evidence that your injuries are not very serious. To protect your right to compensation, visit a hospital after the accident and save all records related to your treatment.
If you are able to move around the accident without putting yourself at risk of danger or injury, take steps to document evidence at the scene. Briefly exchange contact and insurance information with the other driver. If any witnesses saw the accident, collect their contact details as well.
Save physical evidence such as clothing or broken possessions. Take as many photographs of the following details as possible.
After your accident, a representative from the at-fault driver’s insurance company may contact you and ask for a statement to resolve your claim. While this offer may seem tempting, you should never speak with an insurance company before talking to a Portland bicycle accident lawyer.
Insurance companies have a duty to protect their bottom line and providing a statement too early in your case could harm your ability to recover compensation. On the other hand, an attorney’s responsibility is to protect your best interests.
A Portland bicycle accident lawyer can help you navigate the claims process, advocate for your maximum settlement, and prepare you for each stage. After receiving medical attention, contact a Portland bicycle accident lawyer to discuss legal options.