After a car accident, several questions may cross your mind. You may wonder if you have any injuries, whether you will need to take your vehicle for repairs, or how to hold the other driver accountable for your injuries. You may also wonder how long it will take to settle your claim and how soon you can receive compensation.
The Oregon car accident claims process varies based on the severity and circumstances surrounding the collision. Depending on the facts surrounding your case, it may take a few months to a few years before you reach a settlement.
Oregon is a fault insurance state, which means you have two main options to seek compensation after a collision. You can file an insurance claim against the at-fault driver, or you can file a personal injury lawsuit in civil court.
During the insurance process, the company will assign an adjuster to investigate the accident and determine who is responsible. The adjuster may review evidence, enter into negotiations with your lawyer, and collect statements from relevant parties. At the conclusion of your case, the adjuster will inform you of whether you deserve a settlement and how much that settlement will be. In Oregon, these claims usually take a few months to conclude.
The personal injury lawsuit process follows a different, lengthier process.
Although a lawsuit may take longer, it is important to fight for maximum compensation throughout each stage of your case. If you accept an insufficient settlement, you could face hardships later on. Speak to a car accident attorney in Portland to determine your optimal path to recovery.
There are certain factors that affect how long it will take your claim to reach a settlement, including the following.
If you are a car accident victim in Oregon, you need an attorney on your side. Your lawyer will advise you on your optimal path to seek maximum compensation and guide you through each step of the process. Contact your attorney as soon as possible following the accident to discuss your legal options.