A side-impact collision, also known as a T-bone accident, occurs when the front of one vehicle collides into the side of another. These crashes can lead to serious, potentially life-threatening injuries, such as internal organ damage and broken bones. If you are injured in a T-bone collision in Oregon, you may have the right to file an insurance claim or lawsuit against the at-fault party—but you will need to prove the other driver’s negligence.
In the United States, insurance laws fall into one of two categories: fault or no-fault. In no-fault states, drivers usually carry personal injury protection insurance that pays for their damages in the event of an accident. A driver does not need to prove that another driver caused the crash to collect compensation.
Oregon, like most other states, follows a fault-based insurance system. Drivers who cause accidents are financially responsible for the damages of their victims. As a result, drivers must carry the following amounts of liability insurance.
If you are injured in a T-bone accident, you can recover compensation by filing a car insurance claim or lawsuit against the other driver. However, you will need to provide sufficient evidence that establishes the following four facts.
If you are involved in a T-bone accident, it is important to remain calm, protect yourself, and preserve evidence for your future case. As soon as possible after the accident, call 911 and receive emergency medical attention. Save all records related to your injuries and treatment; these documents will be valuable for your future claim.
Once you receive treatment for your injuries, contact a car accident lawyer in Portland as soon as possible. Your lawyer can conduct an in-depth investigation into your accident and gather the evidence necessary to prove the other driver’s liability. If the fault is unclear, your attorney can enlist the help of expert witnesses, such as accident reconstruction specialists, who can identify the cause of the accident. Contact a lawyer as soon as possible to discuss your legal options.