Insurance companies have been known to use a variety of tactics to avoid paying insurance claims. Whether you are trying to collect compensation under your own insurance policy or from someone else’s policy, insurers can make it difficult to secure the financial recovery that you deserve.
Attorneys at Tillmann Law are experienced insurance claims negotiators. They know that collecting fair compensation from insurance companies can be challenging, especially if you are not represented by an attorney. If a claim with your own insurer has been wrongly denied or undervalued, you may have a bad faith claim against your insurance company. Contact our firm online or by calling (503) 683-8113 for a free consultation.
You pay premiums so that your insurance policy covers you if you suffer a loss. For example, if you were in a car accident with an uninsured driver, you might seek compensation under your uninsured or underinsured motorist coverage. Unfortunately, insurance companies use many tactics to minimize payouts for injury claims. See below for common types of misconduct that can lead to bad faith claims.
Wrongly denying your claim. Insurance companies must honor the terms of their policies and fulfill their contractual obligations.
Undervaluing your claim. Insurance companies will sometimes pay you less than your claim is worth by undervaluing your losses.
Only covering a portion of your claim. Sometimes insurance companies will not deny your claim entirely, but they will wrongly deny coverage for part of your claim, only paying for a portion of your injuries and damages.
Failing to respond to your claim. In some cases, insurance companies will not address your claim at all and fail to communicate with you.
Delaying your claim. Insurance companies have a duty to timely respond and pay your claim. Failure to do so may be grounds for a bad faith claim.
Failing to conduct a proper investigation. Insurance companies must conduct thorough and proper investigations into every claim. Failure to investigate the claim can lead to a wrongful denial of benefits.
Making coverage misrepresentations. Claims adjusters sometimes knowingly misrepresent policy coverage by incorrectly telling you that your policy does not cover certain losses, which actually are covered by your policy.
If you believe your insurance claim has been wrongly denied or underpaid, contact a Boise bad faith insurance attorney at Tillmann Law online or by calling (503) 683-8113 for a free consultation. Your insurance company is obligated to honor the terms of your policy, and if they fail to provide you the coverage to which you are entitled, they should be held accountable.